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  • Personal & Installment Loans
  • Loans from $1,000 - $10,000*
  • 6mth - 5yr Repayment Terms
  • No Penalty for Early Pay Off
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Why should I choose a Personal Loan?

A personal loan is a fixed term loan that can be used for a multitude of purposes ranging from vehicle repairs to home improvements. A Personal Loan from directlendersfinance.com can get you the money you need when you need it most! Simply fill out the online form, a process that takes just a few short minutes and you could have an quick approval with a loan from $1,000 up to $10,000* deposited into your bank account. It's that easy!

Our network includes some of the top leaders in Personal Loan & Installment Loans. Better yet, that network of lenders can work with many credit types!

Our Installment Loans work in your budget with scheduled, set payments!

What are some of the requirements to qualify for a Personal Loan?

  • Being at least 18 years of age
  • U.S. Citizen
  • A steady job or other source of regular income
  • A bank account preferably with Direct Deposit
  • Seeking $1,000 up to $10,000*
  • We can work with most credit types.
 
DISCLOSURE POLICY

The following disclosures are presented to you pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state or local laws. They are provided to you as informational services only and may not be construed as legal advice. We are not the lender and do not have access to the full terms of your loan.

The loans provided by the participating lenders in our network are term loans for 1 to 5 years. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid within 1 to 5 years.

APR Disclosure:
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender must show you the APR before you enter into the loan. States have laws limiting the APR that the lender can charge you. APRs vary from 6.73% to 420%. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Credit Implications:
Our participating lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If they do, please know that this may lower your credit score. Some of our participating lenders will not perform credit checks with the three major credit reporting bureaus. Credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, typically will not affect your credit score. By submitting your registration through this website, you agree to allow participating lenders to verify your information and check your credit as described in their policies and terms.

Renewal Policy:
Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan or will not renew. State laws often govern loan renewal policies. Be sure to know your state’s policies in regard to loan renewal and carefully read the lender's terms before agreeing to and submitting your e-signature.

Implications of Late Payments:
Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that payday lenders must follow when assessing fees for late payments.

Implications of Non-Payment & Collection Practices
If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs. This may lower your credit score. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender may collect an unpaid balance including:
- Not contacting you by phone before 8 am or after 9 pm.
- Not harassing you or using abusive language towards you over the phone.
- Not using deception to try to collect money from you.
- Not threatening you with legal action if it is not permitted.

We are not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for nonpayment or skipped payments.