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In Addition to helping consumers find personal loans, we also help small and large businesses secure Business Funding.
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Provide some basic information about yourself.
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Loan options will be presented with their terms for your review.
The money will be deposited directly into your bank account for immediate withdrawal.
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Requirements to qualify for a
What are some of the requirements to qualify for a Personal Loan?
18 Years of Age
A Bank Account
Loan $1,000 - $35,000
Most Credit Types OK
Why should I choose a Personal Loan?
A personal loan is a fixed term loan that can be used for a multitude of purposes ranging from home improvements to vehicle repairs. By electing service from directlendersfinance.com, we can help connect you to companies who are able to get you the money you need, when you need it most! Simply fill out the online form, a process that takes just a few short minutes and get an answer almost immediately! Directlendersfinance.com can help get you on your way to a small-sized loan up to a max loan size of up to $35,000. The money will be on its way to the bank account you choose. It's that easy!
Let's talk about your Personal Loan.
Well help you find the right Personal Loan lender with terms you can live with!
What can I use a Personal loan for?
You can use it for Unexpected emergencies, Vehicle Repairs, Debt Consolidation, Medical Bills, Special Events, Small Business Loans, Home Improvements.
The following disclosures are presented to you pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state or local laws. They are provided to you as informational services only and may not be construed as legal advice. We are not the lender and do not have access to the full terms of your loan.
The loans provided by the participating lenders in our network are term loans for 1 to 5 years. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid within 1 to 5 years.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender must show you the APR before you enter into the loan. States have laws limiting the APR that the lender can charge you. If you are referred to a tribal lender, state laws do not apply. Representative APRs vary from 4.66% up to 36% for installment loans – but remember we only refer! Your APR rate will be dependent on factors including credit score, loan amount, loan term, credit history, and credit usage. Customers originating from a paid Google advertisement will receive offers with an APR of no more than 35.99% with terms from 61 days to 180 months. Be sure to read the disclosures given to you by the lender carefully before you agree to the loan. For those that do not meet the minimum requirements for a Personal or installment loan, we can refer you for an alternative loan solution. Rate examples provided above are not applicable to any referrals for an alternative loan solution. Please be sure your lender gives you – and you understand - the APR along with the other terms of your loan before you sign their agreement.
Loan Example: Loan Amount $3500, APR 8%, Loan Terms (Months) 36, Monthly Payment $109.68, Total Interest Paid $448.48.
Those agencies that we refer to may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If they do, please know that this may lower your credit score. Some of our referral sources will not perform credit checks with the three major credit reporting bureaus. Credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, typically will not affect your credit score. By providing us with your information and seeking a referral, you agree to allow our referral source to verify your information and check your credit as described in their policies and terms.
Each of our referral sources including our direct referral to a lender has their own renewal policy. Some will automatically renew your loans or will require your permission to renew your loan. Some will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if the lender you accept for the loan automatically renews loans or requires your permission to renew the loan or will not renew. State laws often govern loan renewal policies. Some sources are not governed by state laws. Be sure to know if your lender is governed by state law; and your state’s policies in regard to the loan renewal provisions. Again, carefully read the lender's terms before agreeing to and submitting your e-signature.
Lenders have their own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that lenders must follow when assessing fees for late payments. Be sure to find out if your lender is governed by state law and if not what their policy is regarding late payments.
If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs. This may lower your credit score. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender may collect an unpaid balance including:
- Not contacting you by phone before 8 am or after 9 pm.
- Not harassing you or using abusive language towards you over the phone.
- Not using deception to try to collect money from you.
- Not threatening you with legal action if it is not permitted.
* directlendersfinance.com is not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for nonpayment or skipped payments. Example Representative APRs have been provided by some but not all of our referral sources, however even these are subject to change and could be higher or lower based on the lenders criteria and your credit worthiness. Please review the loan terms provided by your lender.